HOMES FOR SALE IN WEST VIRGINIA MOUNTAINS

What You Should Know Before Buying a Home in the Mountains

Mountain living can be idyllic

There’s nothing as peaceful as living in the mountains – one with nature. The views are unrivaled and you’re surrounded by flora and fauna everywhere you turn. Life can be simpler on the mountain, but – if not armed with the proper tools – life can be more challenging on the mountain. Mountain living is synonymous with fresh air and exercise with endless hiking trails and many skiing opportunities.  Summertime in the mountains is wonderful as well. Those who live in the mountains, tend to live a healthier lifestyle and be healthier than those who do not. But, as coastal living is not for everyone, mountain living is not for everyone either.

How important is commuting?

Mountain living often means limited access to highways and larger roadways. It may take you a better part of 20 to 30 minutes to get to a main road. If you need to be able to commute it would be advisable to take a couple of trial runs during the morning and evening rush.  You’ll have longer to travel to get your groceries, medical needs and other day to day items that we often take for granted. A forgotten item like milk, can end up being much more than a nuisance.You’ll likely need to be more organized about your errands and comings and goings. During storms and inclement weather roads can become slick and often impassable.  You’ll need to be prepared to be trapped at home for a few days. Certain careers are better suited to mountain living than others. Writers, as well as others that can be done via telecommuting, may be better suited to mountain living than lawyers and doctors and others who are needed to be at their destinations daily and promptly.

What home improvements, purchases and add-ons will you need to do?

Will you need to add/replace a septic system or well? It will be important to determine how close you are to a natural water source. If you happen to be quite far, drilling for water can be complicated and expensive due to the rock excavation that will be required. If your home is in an area that doesn’t get much sunlight you may want to consider adding a solar system.  You may be responsible for plowing your way out after a snowstorm. Some roads may be handled by the state, others will not. A snowmobile may be another future investment. Review all land ordinances. These include, but are not limited to zoning and mineral rights. Many homes are located in areas that restrict how properties may be used and what is allowed to be built on to the land.

Prepare yourself for the additional costs of mountain living

Your homeowner’s insurance rates are bound to be higher in mountain living, as they are in coastal regions. You’ll need to take out additional insurance for fire and flood. It’s best to speak with professionals first so as to be sure that you are safeguarding your home and your investment as best as you can. If you live in a resort area, you’ll likely pay a premium for that, however, you will have more amenities than if you live in a more secluded area, such as access to small, local stores and medical attention.Mountain living has many perks and wonderful attributes, but there are complications that can arise and we want you to be prepared for them both emotionally, physically and financially.